Aerial Pak Details

Comprehensive General Liability

	Protects your business operation from claims arising out of bodily injuries to your customers or the general public, or from damage to the property of others.
	Protection extends up to your policy limits. Included is coverage for premises-operations and products-completed operations.
	Limits of $500,000 per occurrence/ $1,000,000 aggregate are standard; $1,000,000 per occurrence / $2,000,000 aggregate is also available.
	Standard General Liability policies will exclude damage arising from the operation of aircraft; Aerial Pak™ includes coverage for Remote Controlled Aerial Photography equipment provided the maximum payload does not exceed 25 pounds and the aircrafts engine delivers under eight (8) horsepower.
	Note: Aerial Pak™ is intended to provide coverage for bodily injury and property damage claims arising from the operation of approved equipment. The policy contains an exclusion "personal injury" and "advertising injury" coverage. This coverage may be available for an additional premium, through a separate policy.

Damage to Premises You Rent

You are protected against legal liability (up to $300,000 per occurrence) for damage caused by fire, lightning or explosion to that portion of the premises you lease and occupy for your business.

Aircraft and Camera Coverage While On Location

	Protects your scheduled and approved aircraft, cameras, lenses, flash equipment and other valuable equipment while on location within the United States or Canada.
	Coverage is broad, providing "all risk" protection including theft & accidental breakage or damage.
	A functioning automobile alarm system may be required to qualify for coverage.
	International Coverage is available, but is not standard.

Your Business Personal Property & Office/Studio Contents

Protects a wide range of valuable business and studio contents, including: office furnishings and equipment your tenant improvements photo lab equipment supplies telephones fax machines

Building (Optional)

	Pays to repair or replace your owned building and any improvements up to your policy limits.
	Covers most risks of direct physical loss.

Business Income Interruption & Extra Expense (Optional)

In the event of a covered property loss, this coverage will reimburse insureds for actual loss of earnings up to 12 months, as well as cover additional expenses necessary to conduct normal business operations

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The descriptions of coverage provided to you on this website do not alter or replace the actual policy issued to your firm. For an exact explanation of coverage, please refer to the policy. In the event of a claim, the actual policy in force at the time the loss occurred will dictate coverage and limits.